The longer the procedure goes on,the more attorney’s costs need to be paid by the estate think.
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During the estate planning process,the idea of adding a beneficiary,usually an adult child,to an existing bank account as a joint account holder can seem like an attractive,more efficient option than having your executor set up an estate account after you pass.

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In some states,financial institutions can seize all the money value of a life insurance policy you own in your own name to settle a claim they may have versus you.

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